Us bank leverage card
$95, waived first year
75,000 points
$4,500 initial spend
($725 net value, .16/$)
2x on whichever 2 categories (out of 50) that you use most each month (2%)
1x Everything Else (1%)
No Foreign Transaction Fee
This card is only interesting for its signup bonus. While it offers "bonus rewards" on some very useful categories, they only amount to 2% back and you should be getting that much or more from other cards.
Collecting the Signup Bonus
This card has a great signup offer of 75,000 points (with $4,500 initial spend).
Other Notable Benefits
None.
Bonus Categories
The Leverage card is built around a compelling idea. You get bonus points on whichever two categories you spend the most on each month. There are almost 50 different categories, include potentially valuable categories like wholesale goods providers, construction supplies, and schools.
The only problem is that the bonus rewards only amount to 2% cashback. You can do better with the "regular rewards" from other cards.