Us bank leverage card
From Travel Strategies
U.S. Bank Credit Cards
U.S. Bank Webpage
Business Card Only
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Annual Fee
No annual fee
Typical Signup Offer
20,000 FlexPoints
$1,000 initial spend
($290 net value, .29/$)
Bonus Categories
3x Your Choice of Day-to-day Business Expenses, Automotive Expenses, or Travel and Restaurant Expenses (4.5%)
1x Everything Else (1.5%)
% Foreign Transaction Fee
This card is only interesting for its signup bonus. While it offers "bonus rewards" on some very useful categories, they only amount to 2% back and you should be getting that much or more from other cards.
Collecting the Signup Bonus
This card has a great signup offer of 75,000 points (with $4,500 initial spend).
Other Notable Benefits
None.
Bonus Categories
- The Business Edge card offers good rewards on spending in the typical bonus categories.With this card you choose your own set of categories from three options. For that set, you'll earn 3x FlexPoints, worth 4.5 cents per dollar, without having to pay an annual fee.
- Everyday business expenses, such as advertising, office supplies, telecom services, and utilities
- Automotive expenses including gas, service, tolls, and even car purchases
- Travel and Restaurant expenses
- Most people aren't going to want to choose the Travel and Restaurant option. There are plenty of cards that already earn good rewards on those categories. On the other hand, the Business Edge card's reward rates are slightly better than most of the alternative options. Best Credit Cards for Travel Spending.
- The Automotive option is interesting for people who don't have a bunch of business expenses, or already have another card that earns good rewards on business purchases. It is one of the only cards that earns bonus rewards on a some of the expenses that fall into the automotive category.
- This card offers some of the best rewards on a very broad range of business expenses. It can complement or replace some of the other good business-oriented cards.
- The Ink Cash card earns much higher rewards on Telecom services, and Office supply stores, due to your ability to transfer the points to airline and hotel partners (when paired with a Sapphire or the Ink Preferred card). But, you may not be able to get the card because of the 5/24 rule.
- The Ink Preferred card earns higher rewards on advertising, telecom services, and shipping. But it has an annual fee, and is also affected by the Chase 5/24 rule.
- The AmexSimply Cash card earns slightly higher rewards (5%) on wireless service, and office supply stores, but offers much lower rewards on the other categories.
- The FNBO Business Category card offers slightly higher rewards (5%) on a similarly broad set of categories, but is capped at $25,000 of expenses per year.