Template:Benefit Elite

Free cell phone insurance (starting July 1st). All Mastercard World credit cards include cell phone insurance if the use the card to pay their cell phone bill. Unlike most other credit card cell phone policies, the insurance even covers cosmetic screen scratches. The deductible is $50 and the maximum liability of $800 per claim and $1,000 per year.

Elite car rental status. As with all World Elite MasterCards, you get free National Emerald Club Executive and Sixt Platinum status. Instant Car Rental Elite Status.

Access to MasterCard's luxury hotel program. Another benefit of having an high-end MasterCard, is access to MasterCard's luxury hotel program. When you use the program to book at one of the participating hotels, you'll get a number of valuable benefits, like free breakfast, a $100 hotel credit, a room upgrade, and late checkout.Take Advantage of Luxury Hotel Programs for Valuable Extra Perks.

Free ShopRunner membership. Like all World Elite MasterCards, your card entitles you to a complimentary ShopRunner membership, which provides free two-day and return shipping from around 150 of the largest online retailers. ShopRunner.

Some additional discounts. If you pay for at least 5 Lyft rides each calendar month with your Mastercard, you'll receive a $10 Lyft credit good for the following month (once you enroll in the Lyft app). You also receive double Fandango points, a 5% reward rebate at Boxed, and $5 off every Postmates order of $25 or more.